The payments engine designed to run a country.

PAYMTS Limited is a payments software and infrastructure provider company. We design Bank schemes, Retail schemes and are connected to provide open banking payment solutions. 

Our current deployment OPEN PAYMENTS in New Zealand is fully   customized for the New Zealand market and broader Asia-Pacific region. It uses our PAYMTS app to allow anyone in New Zealand to make payments to any other registered user or business whist allowing any user to “search”, “find” and “buy” any product or service listed by any participating business on the open payments merchant application. 

Our application arguably has more features and functionality than any other solution to drive sales and customer retention in the NZ Marketplace. 

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Design your own Scheme

Or register to accept open banking payments and participate in our prebuilt scheme called PAYMTS by clicking here

Application Eco-System

An enterprise grade payments engine, designed for lightening fast transactions & product promotions in real time which allows independent schemes or retailers to setup and use our application to join the PAYMTS network.

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Banks, Issuers & Fintech

You can be a service owner, where you run the service and sign up businesses, typically suited to regional or industry-focused providers, such as a bank, a telecom provider or a technology provider where your scheme is fully customized.

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Retail & Hospitality

Individual Retailers & Hospitality businesses can register & transition from your outdated loyalty program to a personal-driven eWallet-based rewards and promotion solution. Setup now and register to accept Open Banking payments

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Fuel & Energy

Become a scheme owner, add advanced features for commercial customers.

Set up accounts for commercial customers and authorize transactions at the stations based on product allowance, credit limit and usage limit.

Introduce rewards for retail customers and enhance brand image and customer loyalty.

In Europe, Exon Mobile has won multiple awards for its innovative National Fuel Rewards Scheme.

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Business Communities

Establish a B2B marketplace and aggregate products and promotions from other individual registered businesses simply by inviting the business to form a local community of offers. No other NZ system has the ability to allow other businesses to promote and move your product.

Efficiently foster collaboration between businesses. Example:

A hair dresser can invite the coffee shop next door & offer its own customers a free coffee when you book a hair cut this week.

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Digital Identity

Every business and every user registered in our software is identified, verified and is accountable for every single transaction they do using our Identity management module.

All products and services listed within the network are from identified, verified businesses to prevent scams and fraud.

As we verify, identify end users, any fraud can be linked to the registered user and action can be instantly taken. Verification is only used to ensure confirmation of payment.

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E-Wallets & Promotions

Create powerful marketing promotions, reduce advertising costs, card scams, chargebacks, and lower your merchant service fees.

Any business can setup to begin using our Innovative, frictionless, eWallet-based payments, loyalty and rewards tools.

Launch a national gift card scheme, the options are endless.  

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Advertising & Marketing

Every scheme has its own advertising and marketing channel.

When you add your products, attaching an offer, or reward, that product can “optionally” be added to our Geo-Location promotional engine. All app users can search, find and buy.

Use QR codes to expand your business brand, sales and advertising tools

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Geo-Location Marketing

Every product added to the product engine, can be found by every consumer that uses the app, they simply log in and begin browsing.

Consumers within 100m of your business have the chance to see your promotional offers. Whist instore the hottest offers can be viewed without having to search the store.

Check out the powerful features.

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Solution Options

A Platform Topology to Monetise your Business Community

The application is designed as a platform topology, enabling your business to engage with other businesses to enrich your offering to your customers.

PAYMTS and CRM.com has customized the solution to enable us to host Multiple Service Owners offering value added services. We can design any type of scheme and deploy it based on your requirements within weeks not months.

You can be a service owner, where you run the service and sign up businesses, typically suited for regional or industry-focused providers, such as a bank, a telecom provider or a technology provider.

You can become a merchant, or services provider and invite your business merchants to create any type of customized scheme.

Any individual business can simply apply to become a member of your scheme. Use all the tools we provide to help you generate sales. Setup an innovative payments service with powerful APIs allowing any business to connect, bill or pay.

Via our application, not only you can create your internal channel structure of merchants, venues and service providers but uniquely you can cooperate with other businesses in aggregating products and services and sharing promotions and offers.

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